From young savers to college students to senior citizens, Caldwell Trust Bank offers a wide variety of accounts to meet the diversified personal needs of our community.
Personal Statement Savings
Have the added convenience of ATM access and a monthly statement with low balance requirements.
Minimum opening deposit - $500.00
Monthly maintenance fee - $2.50 if calendar month's average daily ledger balance is less than $500.00
First 2 teller assisted withdrawals each calendar month are free. Each subsequent teller assisted withdrawal is $1.00
ATM access (A.C.H. and P.O.S. Debit Transactions are not allowed for the this account)
If you close your account within six (6) months from the opening date, an Early Closing fee of $10.00 will be assessed.
Senior Statement Savings
In addition to the conveniences of our regular statement savings, senior citizens age 55 or older can make unlimited withdrawals at a teller window for no charge.
Minimum opening deposit - $500.00
Monthly maintenance fee - $2.50 if calendar month's average daily ledger balance is less than $500.00
ATM access (A.C.H. and P.O.S. Debit Transactions are not allowed for this account)
If you close your account within six (6) months from the opening date, an Early Closing fee of $10.00 will be assessed.
Young Savers Statement Savings
It's never too early to learn the importance of saving money.
Young savers under the age of 18 (who are able to sign their name) can experience the excitement of watching their own money grow. All that is required is a $1.00 opening deposit and the additional signature of a parent or guardian.
No monthly maintenance fees
Daily minimum ledger balance required to earn interest - one cent
If you close your account within six (6) months from the opening date, an Early Closing fee of $10.00 will be assessed.